Cream Cheese Swirled Pumpkin Bread

Featured in: Sweet Bites

This bread combines spiced pumpkin batter with a generous swirl of creamy, tangy cream cheese for a moist and flavorful loaf. It's an autumn favorite, ideal for sharing at breakfast, brunch, or as a dessert. Enjoy layers of cinnamon, nutmeg, cloves, and ginger alongside the sweet pumpkin, balanced by smooth cream cheese. Simple preparation and basic equipment make it approachable for any home baker. Store leftovers chilled for several days, and serve with coffee or chai for a cozy seasonal treat.

Updated on Wed, 22 Oct 2025 14:22:07 GMT
Golden Cream Cheese Swirled Pumpkin Bread loaf, ready to slice and serve. Pin
Golden Cream Cheese Swirled Pumpkin Bread loaf, ready to slice and serve. | grillandbites.com

This moist, warmly spiced pumpkin bread features a rich cream cheese swirl that turns a simple quick bread into a bakery-worthy treat. Whether served for a cozy breakfast or a sweet afternoon pick-me-up, the contrast of tangy cream cheese and fragrant pumpkin makes every bite special.

I first made this bread during the first crisp week of October and now it is a fall tradition before carving pumpkins or decorating the porch. Even my skeptical brother sheepishly asks for a thick slice from the fridge.

Ingredients

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  • All-purpose flour: creates the soft yet hearty crumb look for a fresh bag for the most even baking
  • Baking soda and baking powder: give a gentle lift so your loaf is tender not dense
  • Salt: heightens the bread&s sweetness and spice always use fine sea salt for best distribution
  • Ground cinnamon: delivers the signature autumn warmth seek out spices that still smell vivid
  • Nutmeg cloves ginger: round out the spice mix choose freshly ground for an extra fragrance boost
  • Granulated sugar and light brown sugar: provide layered sweetness the extra molasses in brown sugar keeps the bread moist
  • Vegetable oil: ensures the loaf stays soft for days use neutral oil like sunflower or canola
  • Eggs: help hold everything together fresh and room temperature are best for a fluffier bake
  • Canned pumpkin puree: provides that deep pumpkin flavor and color avoid pumpkin pie filling which is pre-sweetened
  • Milk: helps thin the batter for an even bake whole or two percent both work just fine
  • Vanilla extract: brings depth to both bread and swirl real extract is always worth it
  • Cream cheese: delivers the swirl&s richness use full-fat brick style for the best flavor and texture let it soften fully before mixing for creaminess

Instructions

Prepare the Pan:
Grease a loaf pan with oil or butter then line it with a wide strip of parchment paper so the bread lifts out easily after baking this prevents sticking and preserves the swirl&s pretty edges
Mix Dry Ingredients:
In a medium bowl thoroughly whisk the flour baking soda baking powder salt and all four spices together pause to inhale the aromatic blend since this is where your bread&s flavor begins
Combine Wet Ingredients:
In a large mixing bowl whisk together both sugars oil eggs pumpkin puree milk and vanilla blend until completely smooth and glossy so everything is fully emulsified and ready to mix with the flour
Blend Batter:
Add the dry mixture into the wet mixture folding gently with a spatula until just combined streaks of flour should disappear but avoid overmixing which can make the bread tough
Make Cream Cheese Swirl:
In a separate bowl beat together the softened cream cheese sugar egg and vanilla until creamy and lump free use an electric mixer or beat vigorously by hand
Layer and Swirl:
Spoon about two thirds of the pumpkin batter into your lined pan spread evenly then dollop all the cream cheese mixture in big spoonfuls over the batter cover with the remaining pumpkin batter and use a knife to swirl deep through all layers making swirls that show on the surface but do not overmix the creams
Bake:
Set the pan in your preheated oven and bake for 55 to 65 minutes rotating the pan halfway through check doneness by inserting a toothpick in the center it should emerge mostly clean with a few moist crumbs but no wet batter
Cool:
Allow the bread to cool in the pan for fifteen minutes this lets it set up and the cream cheese firm slightly then carefully lift it out using the parchment paper and finish cooling on a rack before slicing to prevent a gummy middle
Warm, spiced Cream Cheese Swirled Pumpkin Bread showing the gooey cream cheese filling. Pin
Warm, spiced Cream Cheese Swirled Pumpkin Bread showing the gooey cream cheese filling. | grillandbites.com

I especially love how the cream cheese achieves this gentle tang right in the middle of the loaf plus swirling it in is always fun for the kids and makes each slice look different. One chilly morning I watched my niece sneak the marbled center first and declare it the best part.

Storage Tips

Once cooled wrap your pumpkin bread in foil or plastic and refrigerate since the cream cheese swirl needs chilling. Slices stay super fresh for up to five days and can be briefly microwaved for that just baked texture again. For longer storage freeze tightly wrapped individual slices and thaw overnight for grab and go treats.

Ingredient Substitutions

If you are out of vegetable oil try melted coconut oil for a subtle tropical note or mild olive oil for richer flavor. Greek yogurt can swap for milk to add extra body and slight tang. If gluten is a concern a good one for one gluten free blend works surprisingly well here.

Serving Suggestions

Toast a thick slice and smear with extra soft cream cheese or butter for breakfast. This bread pairs perfectly with hot tea or chai. For dessert serve with a drizzle of maple syrup and toasted pecans on top. It is just as delicious served cold from the fridge as it is fresh.

Cultural and Seasonal Context

Pumpkin quick breads like this one have been American autumn staples for decades often appearing from October through Thanksgiving. The addition of tangy cream cheese swirl elevates a homespun loaf into something that feels festive and special perfect for cozy weekends and holiday tables. Using canned pumpkin makes it possible to enjoy these flavors year round.

Seasonal Adaptations

Add a half cup chopped toasted pecans for more crunch Experiment using maple syrup in place of some sugar for a deeper sweetness Try a sprinkle of cinnamon sugar or pumpkin seeds on top for bakery style appeal

Success Stories

Several friends have told me this is the only pumpkin bread their kids will eat and coworkers have begged for the recipe after a taste. The marbled look is such a showstopper and makes it a crowd pleaser every time.

Freezer Meal Conversion

To freeze hold off slicing wrap the whole cooled loaf well and freeze for up to two months. Let thaw overnight at room temperature then slice and serve as usual. This makes it a hit for stress free brunches or make ahead gifting.

Homemade Cream Cheese Swirled Pumpkin Bread baking, filling the kitchen with cozy fall aromas. Pin
Homemade Cream Cheese Swirled Pumpkin Bread baking, filling the kitchen with cozy fall aromas. | grillandbites.com

Slice, serve, and enjoy the sweet contrast of tang and autumn spice with every bite. This festive bread turns chilly mornings into pure comfort.

Recipe FAQ

Can I use fresh pumpkin instead of canned puree?

Yes, cooked and mashed fresh pumpkin can be used. Make sure it is well-drained for best texture.

How do I achieve a perfect cream cheese swirl?

Spoon the cream cheese mixture evenly and use a knife to gently marble without overmixing.

What nuts pair well with this bread?

Pecans or walnuts are excellent add-ins, providing crunch and extra flavor to the spiced loaf.

Can I freeze slices for later?

Yes, wrap individual slices tightly and freeze for up to two months. Thaw overnight before serving.

Is this bread suitable for vegetarians?

Yes, all ingredients are vegetarian-friendly. Check labels for added ingredients if desired.

What is the best way to store leftovers?

Keep in the refrigerator, tightly wrapped, for up to five days to ensure freshness and moist texture.

Cream Cheese Swirled Pumpkin Bread

Spiced pumpkin loaf with a rich cream cheese swirl—moist, flavorful, perfect for autumn mornings.

Prep duration
20 min
Cook duration
60 min
Overall duration
80 min


Skill level Easy

Heritage American

Output 10 Portions

Dietary requirements Vegetarian

Components

Pumpkin Bread

01 1 2/3 cups all-purpose flour
02 1 teaspoon baking soda
03 1/2 teaspoon baking powder
04 1/2 teaspoon salt
05 1 1/2 teaspoons ground cinnamon
06 1/2 teaspoon ground nutmeg
07 1/4 teaspoon ground cloves
08 1/4 teaspoon ground ginger
09 1 cup granulated sugar
10 1/2 cup packed light brown sugar
11 1/2 cup vegetable oil
12 2 large eggs
13 1 cup canned pumpkin puree
14 1/4 cup milk
15 1 teaspoon pure vanilla extract

Cream Cheese Swirl

01 8 ounces cream cheese, softened
02 1/4 cup granulated sugar
03 1 large egg
04 1/2 teaspoon pure vanilla extract

Directions

Phase 01

Prepare Loaf Pan: Preheat oven to 350°F. Grease and line a 9x5-inch loaf pan with parchment paper.

Phase 02

Combine Dry Ingredients: In a medium bowl, whisk together all-purpose flour, baking soda, baking powder, salt, cinnamon, nutmeg, cloves, and ginger.

Phase 03

Mix Wet Ingredients: In a large bowl, whisk granulated sugar, brown sugar, vegetable oil, eggs, pumpkin puree, milk, and vanilla until smooth.

Phase 04

Integrate Dry into Wet: Fold the dry mixture into the wet ingredients until just combined; avoid overmixing for best texture.

Phase 05

Create Cream Cheese Filling: In a separate bowl, beat softened cream cheese, granulated sugar, egg, and vanilla extract until smooth and creamy.

Phase 06

Layer and Swirl Batter: Pour two-thirds of the pumpkin batter into the prepared pan. Spoon the cream cheese filling evenly over the base, then top with remaining pumpkin batter. Swirl gently with a knife for a marbled effect.

Phase 07

Bake: Bake in the center of the oven for 55 to 65 minutes, until a toothpick inserted into the loaf comes out with a few moist crumbs.

Phase 08

Cool and Serve: Allow bread to cool in the pan for 15 minutes, then transfer onto a wire rack to cool completely before slicing.

Tools needed

  • 9x5-inch loaf pan
  • Mixing bowls
  • Whisk
  • Electric mixer or hand whisk
  • Measuring cups and spoons
  • Spatula
  • Parchment paper
  • Knife

Allergy details

Review each ingredient for potential allergens and consult healthcare providers if you're uncertain about any components.
  • Contains wheat (gluten), eggs, and milk (dairy).
  • May contain nuts if add-ins are used.
  • Review ingredient packaging for possible allergens.

Nutrition breakdown (per portion)

These values are estimates only and shouldn't replace professional medical guidance.
  • Energy: 260
  • Fat: 12 g
  • Carbohydrates: 34 g
  • Protein: 4 g